Understanding Liability In Rideshare Crashes: Lyft And Uber

In this article, you can discover…

• How liability is determined in a rideshare crash.
• Why different stages of the ride affect who is liable.
• How an attorney can help you determine liability in a rideshare crash.

How Is Liability Determined In A Rideshare Crash?

Claim adjusters will look at the objective evidence from the crash scene. This includes points of impact on the vehicles, damage to the vehicles, any signs or lights at the crash scene, and possible violations of State or local laws.

They will then match this physical evidence with subjective evidence, such as statements about the crash from directly involved parties and other witnesses. With both kinds of evidence in hand, claim adjusters will come to a determination as to who was liable.

Do Different Stages Of The Lyft Or Uber Ride Impact Liability?

The only factor impacted by when a crash occurs is the amount of coverage afforded. If you’re a passenger, you have coverage through the rideshare platform from the moment you’re inside of the driver’s vehicle.

There are some differences for the driver. If your app is off as a driver, you would be covered by your own personal insurance. If your app is on and you’re waiting to be connected with a rider, you’re quite vulnerable, as the platform will only provide you with basic liability coverage of $50,000 at this stage. The remaining damages would have to be sought from the other driver’s insurance company.

From the moment you’ve been matched with a rider and begin to drive to pick them up, you’re then covered by the platform’s full million-dollar liability policy, uninsured motorist coverage, and collision coverage. This holds true for both passengers and drivers after pickup and on route.

What Is Contributory Negligence And How Does It Work?

Contributory negligence is an accusation often leveled at rideshare drivers by commercial insurance companies. They will try to claim that a driver was a certain percentage at fault for a crash and seek to reduce awards by that degree. For example, if you, as a driver, have a $100,000 case and are argued to be 30% at fault, the insurance companies will offer you only $70,000.

For rideshare passengers, contributory negligence would be a very rare accusation. An exception would be if you as a passenger do something extraordinary and very dangerous such as cover your driver’s eyes with your hands or yank at the steering wheel.

Attorney Shawn Gozarkhah is a hard-working lawyer serving California. For over 10 years, he’s helped clients just like you handle personal injury claims following a rideshare crash, determine liability, and get the help and awards they deserve.

Injured in a rideshare crash? Unsure of what to do? Contact The Law Man Group, APC Group at (818) 699-0492 for an initial consultation today.

The Outcome You Want, Without The Hassle. Speak To A Lawyer Today With No Obligation (818) 699-0492.

How Can A Lawyer Help Me Prove Someone’s Liability In A Rideshare Crash?

An informed and competent personal injury attorney will be familiar with vehicle codes, laws, and statutes that can be highly beneficial to you. They’ll have a bird-eye view of the law, and after evidence has been gathered, they’ll have an excellent perspective on the mechanics of the crash.

Your attorney will canvas the area of the crash for businesses, witnesses, security footage, and Ring footage and send evidence preservation letters to these businesses and individuals. This helps acquire every possible angle on your crash and will be helpful evidence when insurance companies are negotiated with.

Finally, once the insurance companies understand that you’ve hired an attorney, your case is handed to an insurance adjuster with more experience and the ability to award higher amounts. Hiring a lawyer sends a strong message that you know your rights, you’re not willing to settle, and you’re able and ready to fight for a fair payout.

Won’t The Uber Or Lyft Driver Lose Their Job If I Seek Damages? Should I Still File If This Is Possible?

You should definitely still seek damages. Remember, you are not going after the rideshare driver, their home, assets, or bank account. What you are doing is taking insurance companies to task for a policy that exists for this very reason.

The other option is for you, as a victim, to bear the brunt of your medical expenses, lost wages, and pain and suffering. That’s not a burden you should have to shoulder. Letting the insurance company off the hook helps wealthy companies stay wealthier and leaves you with nothing.

Getting in touch with an informed, caring attorney after a crash is the best thing you can do for yourself as an injured party. Remember, you deserve to have your rights respected, your injuries addressed, and your pain compensated.

For more information on Understanding Liability In Rideshare Crashes, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (818) 699-0492 today.