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Popular ridesharing platforms Uber and Lyft are both required to carry liability insurance for incidents involving their driver-partners during rideshare activities. Once a driver turns on the app and begins working, the rideshare company’s insurance policy is activated. The specific coverage and limits depend on the driver’s activity at the time of the incident, such as whether they are waiting for a ride request, enroute to pick up a passenger, or actively transporting a passenger.
Passengers are indeed covered by the rideshare company’s insurance when using these companies’ services. Once a passenger enters the vehicle, it falls under period three of the rideshare coverage. This period provides the most comprehensive insurance policy available from Uber or Lyft, ensuring that passengers have substantial protection throughout their ride.
Determining who pays for your medical bills after a rideshare incident can be complex. Generally, the person responsible for causing the injuries should cover your medical expenses, pain, suffering, and related damages. However, if you’re unable to recover compensation from the at-fault party, you may ultimately be responsible for your own medical bills. An experienced attorney can help navigate this process and work diligently to ensure the liable party is held accountable so you’re not left to bear the financial burden.
An attorney can assist you in accessing the medical treatment you need by providing guidance and connecting you with specialists such as physical therapists, chiropractors, orthopedic surgeons, pain management experts, or MRI facilities. If you are unfamiliar with navigating medical care, a lawyer can recommend trusted providers experienced in treating injury victims.
If you have a preexisting relationship with a doctor, whether for ongoing care or past injuries, an attorney can also help coordinate your return to that provider. This ensures continuity of care and allows your recovery process to proceed as smoothly as possible.
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For more information on Understanding Rideshare Insurance Coverage, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (818) 699-0492 today.